When you buy gifts with intention, your friends and family will see that you care.
Instead of getting many gifts, buy one or two items with meaning. One tip that can help you avoid overbuying is to focus on quality over quantity. If your Black Friday shopping plan involves buying holiday gifts for loved ones, you may be struggling to narrow down gift ideas. More: Consolidate debt with one of these top-rated balance transfer credit cards Focus on quality over quantity Buying several "want" items may result in you spending more than you planned.ĭiscover: This card has one of the longest intro 0% interest periods around As you begin to look at Black Friday sale ads, remember to focus on what you genuinely need to buy. It can be tempting to buy electronics, household gadgets, clothes, and other items when they're on sale. Having a shopping budget can help you avoid credit card debt. It's important to remind yourself of your budget as you shop, so you stick to it.
Doing this can keep you from spending more than you can afford. Here are some tips that can help you avoid overspending on Black Friday: Set a budget (and follow it!)īefore you begin Black Friday shopping, take the time to make a budget. Whether you're trying to save money, pay off debt, keep your credit card balance low, or avoid cluttering your home with more stuff you won't use, you may be hoping to limit your Black Friday spending. Check out The Ascent's best credit cards for 2022īlack Friday will be here before you know it, and you're likely already being bombarded with sales flyers and marketing emails.
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